Know what the next contribution should do
Contribution balancing directs new money toward the most underweight sleeve instead of forcing routine sales.
Silver DCA Planner for Windows
Put your weekly gold-and-silver purchases on a policy.
Track physical holdings, protect opportunity cash, respond to meaningful pullbacks, and test how the same plan behaved through decades of market history.
Windows 10/11Local portfolio databaseCAD and USDNo automatic trading
The planner calculates the policy and historical results. You review every recommendation and decide what, if anything, to buy.
More than a portfolio tracker
A repeatable decision process for gold, silver, and reserve cash.
The app combines recordkeeping, policy rules, market context, and historical evidence without pretending that any formula can predict the next move.
Keep dry powder with a defined purpose
Opportunity cash has a protected floor and can be released by pullback rules rather than emotion.
Compare plans without hiding the pain
Historical tests show ending value alongside worst decline, recovery time, cash use, and purchase premiums.
Weekly plan
Turn this week’s contribution into a clear, reviewable action.
The planner considers current holdings, target ranges, live prices, purchase premiums, cash retention, and any qualified opportunity release.
- See recommended gold, silver, and retained cash amounts.
- Understand why opportunity cash was or was not released.
- Record the actual purchase and compare it with the recommendation.
- Keep a weekly audit trail instead of relying on memory.
A disciplined weekly workflow
Five steps from contribution to recorded result.
Add the contribution
Enter the amount available for the week.
Read the market signal
Use completed market data rather than future information.
Apply the policy
Balance targets and evaluate any reserve release.
Review before acting
The recommendation never places a trade.
Record what happened
Preserve the plan, purchase, and variance history.
Market context
Study extended history without turning charts into a prediction machine.
Gold and silver candle charts support CAD or USD, local long-range history, mouse-wheel zoom, trend indicators, and historical analogue searches.
- Weekly, monthly, and daily views where supported.
- Moving averages, Bollinger Bands, and RSI presets.
- Local extended history sourced with the user’s own subscribed data key.
- Similar historical periods with forward outcomes kept separate from the matching score.
Plan History Test
Compare simple policy choices in either CAD or USD.
The normal history test runs each default plan using its actual contribution balancing, reserve floors, opportunity-cash release rules, and deployment preference.
- Ending value and annualized return.
- Worst temporary decline and longest recovery.
- Average and minimum cash levels.
- How often reserve cash was released and where it went.
External AI explanation
The app exports the facts. An outside AI assistant writes its own explanation.
Silver DCA Planner does not generate, edit, approve, or transmit the response. The user saves a limited Plan History Test package and uploads it to an external AI assistant of their choice.
The separation is deliberate.
The application remains the source of the calculations. The external AI independently explains only the supplied results, and the user reads that response alongside the app.
Example generated outside the app
HOW MY PLAN COMPARED
My Plan produced more ending value than Conservative Balanced and the fixed weekly split, but it also experienced the deepest temporary decline.
OPPORTUNITY CASH
Most released opportunity cash went to silver, which was consistent with the plan’s silver-heavy allocation.
IMPORTANT LIMITATION
These are historical results only. They do not predict future performance.
Private evaluation release
Try the planner with your own records or a test portfolio.
Portfolio and policy records remain in a local SQLite database. The app does not connect to a brokerage and cannot place an order.
Local portfolio data
Your transaction database is not stored in a website account.
No automatic trading
Every recommendation remains a decision for the user.
Limited AI export
No source code, API keys, or hidden research exports are included.
Transparent history tests
Purchase premiums, cash use, declines, and recovery times remain visible.